Chase Total Business Checking® Promotions: $300 Bonus Offer

Chase Bank
Deal Score+1005
$300 bonus Check Offer
Deal Score+1005
$300 bonus Check Offer

Chase  Bank is offering a bonus of up to $300 bonus when you open a business checking account.


  • Maximum bonus amount: $300
  • Availability: Nationwide
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: NO
  • Credit card funding: Not allowed
  • Monthly fees: $15
  • Early account termination fee: bonus forfeit if account is closed in six months
  • Household limit: None

How To Earn The $300 Bonus


Get $300 as a new Chase business checking customer, when you open a Chase Total Business Checking® account with qualifying activities.

To receive the business checking bonus:

  • 1) Open a new Chase Total Business Checking®, Chase Performance Business Checking®, (or Chase Performance Business Checking® with Interest) account, or Chase Platinum Business Checking℠ account which is subject to approval;
  • 2) Deposit a total of $1,000 or more in new money into your new checking account within 20 business days of account opening; and
  • 3) Maintain at least a $1,000 balance for 60 days from the date of deposit. The new money cannot be funds held by your business at Chase or its affiliates.
  • 4) Complete 5 qualifying transactions within 60 days of account opening. Qualifying transactions are: debit card purchases, Chase QuickDeposit℠, ACH (Credits), wires (Credits and Debits).

Chase Total Business Checking®:

  • $15 OR $0 monthly service fee:
    • No monthly service fee with one of the following each monthly statement period:
      • $1,500 minimum daily balance OR
      • You maintain a linked Chase Private Client CheckingSM or Chase Sapphire® Checking personal account
  • Monthly service fee reduced to $12 when you’re enrolled in paperless statements

Chase Performance Business Checking®:

  • $30 OR $0 monthly service fee:
    • Monthly service fee can be waived when you maintain a combined average daily balance of $35,000 or more in qualifying business deposit accounts

Chase Platinum Business CheckingSM:

  • $95 OR $0 monthly service fee:
    • Monthly service fee can be waived when you maintain a combined average daily balance of $100,000 or more in qualifying business deposit and business investment balances

  • Bonus/Account Information: Checking offer is not available to existing Chase business checking customers, local, state or federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance.
  • After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 10 business days.
  • You can receive only one new business checking account opening related bonus every two years from the last enrollment date and only one bonus per account. Even if you have a register a new business, you cannot get the bonus any more within two years.
  • Coupon is good for one time use.
  • Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
  • Chase reserves the right to withdraw this offer at any time without notice.
  • Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
  • Account Closing: If the checking account is closed by the customer or Chase within six months after opening, we will deduct the bonus amount for that account at closing.

For initial funding, do not use ACH in your new check account to pull in fund from your other banks. Chase might consider it as fraud and freeze or even close your account. 

Bottom Line

The Chase Total Business Checking® is one of the best Business Checking solutions for growing businesses that stay under the 100 transactions/$5,000 cash deposits monthly limit. If you have a substantial Business, then the Chase Performance Business Checking® or Chase Platinum Business CheckingSM may be a better option.

9.5 Total Score
One of the Best Business Checking Bous Offer

Offers for Chase Bank’s Business Checking accounts come around less often than their personal Checking offers. Take advantage of one when it’s available.

Easy to apply
  • Available nationwide
  • No direct deposit required
  • Only one bonus every two years for a business owner no matter how many business you have
User Rating: 5 (1 votes)

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